Did you know that 20% of millionaires never set foot in college? Even Bill Gates and Steve Jobs dropped out of college! Plus there are countless other examples of people who became successful in their field or who started a new path in their life without...read more
I am living positively at all times and have given up using negative phrases like “I can’t” because I know I CAN!
I am living positively at all times and have given up using negative phrases like "I can't" because I know I CAN! Your brain is designed to solve problems and reach goals, and that means you must give up phrases like "I can't," "I wish I were able to," and "If only I...read more
Affirmation of the day I am working toward fulfilling my goals every day and I easily move past those times when my expectations are not met. Napoleon Hill, the author of Think and Grow Rich once said, "You can be anything you want to be, if only you believe with...read more
July 12, 2019 Today I enter into my 59th year. Leaving behind 58 year's of life filled with love, care, togetherness and unshakable belief in God. Thank you Parvathi, Kuberan, Nisha, Amulya, all my siblings, school and college friends, staff and clients who shaped me...read more
Affirmation for Meditation & Reflection I choose to believe things are possible, even when I don't know how they will happen. There are two roadblocks that hold us back from achieving our goals and making good decisions. The first one is fear of what we don't...read more
Once you have decided to become wealthy, the second most critical step you must take is to learn to SAVE.
A part of all you earn must be yours to keep. You must keep aside at least 10% of your earnings every month, before you plan your expenses. And make that 10% money inaccessible for expenses. Instead invest that amount such that it starts earning money on its own.
So learn to pay yourself first. Many people have built their fortune by paying themselves first. It’s as true and effective today, as it was during your great grandparents days.
Several years ago when I heard about this principle, as a self-employed small time professional, I would first pay for my household expenses and EMIs and then pay salaries to my staff. And I was still broke every month. So make no such mistake.
Paying yourself first means keeping aside the 10% of your income and investing it for your future, never to spend it till you retire.
If you are earning, let’s say Rs. 10,000 per month. With small discipline, you can learn to live on Rs. 9000 every month. And when you do that by the end of the year you will have Rs. 12000 in your bank. Re-invest that money while continuing to save 10% of your monthly income.
This one habit alone can make you a millionaire over time. Learning to live on 90% of your income is the most important and critical habit that you must learn, if you wish to become wealthy in your life.
On request, I could share with you another effective formula of how to use the remaining 90% of your income in a balanced way so that within 48 months of practicing it you can experience abundance in your life; without any exception.